4
Zones
90+
Features
3
Sign Methods
100%
Audit Trail
Contract Lifecycle Management

Draft. Review. Stamp.
Sign. Archive.

The complete contract lifecycle management platform. From initiation to repository — manage every stage of your contracts with precision, security, and full audit trails.

Get In Touch Explore Zones →
Contract Zone
Draft, review & approve
E-Stamp Zone
SHCIL e-stamp paper
Sign Zone
OTP, draw & upload sign
Repo Zone
Archive & track lifecycle
Content Restrictions
Lock clauses during review — only Legal Admin controls
Token-Based Approval
Approvers act via secure email link — no login needed
Cross-Zone Snapshots
Frozen audit data from every zone at archival time
Health Score & Alerts
Auto-calculated 0–100 score with cron-based expiry warnings
Modular Zones
Enter at any zone, skip what you don't need, or run the full cycle end-to-end
4-Zone Architecture
One Platform. Four Powerful Zones.
Each zone handles a critical stage of the contract lifecycle — independently module-gated, seamlessly connected.
pactifi.lifecycle — 4 modules loaded
Zone 01
Contract Zone
Full contract lifecycle from draft to approval with collaborative review.
  • DOCX template library with dynamic placeholders
  • Multi-level review with content restrictions
  • Live track changes & edit lock
  • Approval notes with token-based email
  • Obligation highlighting & tracking
  • Contract initiation requests
Zone 02
E-Stamp Zone
Procure legal e-stamp paper via SHCIL. Auto-merged as page 1.
  • SHCIL-format stamp paper generation
  • Auto wallet deduction & serial tracking
  • State-wise stamp configuration
  • Skip or stamp — flexible workflow
  • Party details & consideration value
Zone 03
Sign Zone
Multi-signer digital signatures with three methods, all legally valid.
  • OTP, hand-drawn, or upload signature
  • Drag-and-drop signature zone placement
  • Sequential & parallel signing flows
  • Token-based email signing links
  • FPDI signature embedding on PDF
Zone 04
Repo Zone
Permanent archive with full cross-zone data and automated alerts.
  • Cross-zone data snapshots (frozen audit)
  • Health score & obligation tracking
  • Automated expiry & overdue alerts
  • Document hierarchy & versioning
  • 11-tab master view per record
all zones operational · lifecycle ready · 90+ features loaded
Modular by Design

Use One Zone.
Use All Four.
Your Call.

Every zone in PACTIFI.ai works as a standalone service — or as part of the complete lifecycle. Need just e-signing? Use Sign Zone alone. Need just a contract repository? Repo Zone is independent. Need the full journey from drafting to archival? Connect all four. Enter at any point, exit at any point, or let it flow end-to-end.

Each Zone Works AloneJust need e-signatures? A stamp paper? Contract drafting? A document repository? Pick only the zones you need — use one, two, three, or all four in any combination that fits your workflow.
Chain Them TogetherContract flows into E-Stamp, into Signing, into Repository — seamlessly, automatically.
Enter Anywhere, Exit AnywhereStart from any zone, skip what you don't need, stop where you want. No fixed path required.
FLOW
Contract
E-Stamp
Sign
Repo
Workflow Pipeline
From Request to Repository
6 stations. Fully automated. Every step audited.
STEP 01
Request
Users initiate with purpose, type & priority. Legal Admin reviews.
Contract Zone
STEP 02
Draft & Fill
Templates with placeholders. Obligations marked. Restrictions set.
Contract Zone
STEP 03
Review
Multi-level track changes. Edit lock. Content restrictions enforced.
Contract Zone
STEP 04
Approve
5-section note auto-generated. Token email — no login required.
Contract Zone
STEP 05
Stamp & Sign
SHCIL e-stamp merged. Then OTP, draw, or upload signatures.
E-Stamp + Sign
STEP 06
Archive
Cross-zone snapshots frozen. Health score. Automated alerts live.
Repo Zone
6stations
4zones
100%audited
0manual steps
What Makes Us Different

Features That Set
PACTIFI.ai Apart

Not just another CLM. These capabilities don't exist in most contract management tools.

3
Unique Features
0
Competitors Have These
∞
Audit Depth
01
Contract Zone

Content Restrictions

Lock specific paragraphs so reviewers can see but cannot edit them. Salary clauses, termination terms, confidential figures — all protected during collaborative review.

Clause-Level LockingVisual IndicatorsAudit Logged
02
Contract Zone

Approval Note Generation

Auto-generates a 5-section formal approval document — contract info, scope, obligations, review summary, and approval table. Sent via email with secure token links.

5-Section PDFToken EmailNo Login Needed
03
All Zones

Seamless Zone Navigation

After each stage, a "Next →" popup lets you choose which zone to proceed to. Contract flows into E-Stamp, into Signing, into Repository — or skip any step you don't need.

Any Entry PointSkip ZonesAuto Data Carry
Capabilities
Everything You Need. Nothing You Don't.
90+ features across 4 zones. Tap a zone to explore.
25
Features in Contract Zone
"Draft to approval —
every clause controlled"
DOCX Template LibraryUpload Word templates with {{placeholders}}. Auto-extracted, categorized, company-scoped access.
Template Access ControlRestrict templates to specific companies or departments. Admin-managed visibility.
Dynamic Placeholder FillForm-based entry with field types — text, date, number, textarea. Auto-generates filled PDF.
Create from Template or UploadTwo paths — pick a template and fill, or upload your own DOCX directly.
Auto Reference NumberCTR-XXXXXX-YYYY format auto-generated. Unique per contract, trackable everywhere.
Contract Initiation RequestsUsers request contracts with purpose, type, priority. Legal Admin reviews and creates.
Live Track ChangesReal-time collaborative review. Insertions, deletions, comments tracked per reviewer.
Review CommentsInline threaded comments on specific content sections during review.
Content RestrictionsLock specific clauses so reviewers can see but cannot edit. Salary, terms — protected.
Edit Lock SystemOnly one reviewer can edit at a time. Active user tracking prevents conflicts.
Live Document SyncChanges sync in real-time across all viewers of the document simultaneously.
Multi-Level Review WorkflowsParallel or sequential levels. Department-based reviewer auto-assignment.
Department-Based ReviewersPull reviewers from entire departments automatically. Direct + department assignment.
Review Flow ProgressionLevel 1 completes → Level 2 activates. Automatic advancement through stages.
Multi-Level Approval WorkflowsSeparate configurable approval flow. Approve, reject, or approve with conditions.
Approval Note (5-Section PDF)Auto-generated formal document. Contract info, scope, obligations, review, approval table.
Approval Note EditingLegal Admin can enable/disable/edit any field in the note before sending.
Token-Based Email ApprovalUnique secure link per approver. Approve or reject directly from email.
Approve with ConditionsApprovers can approve while noting conditions that must be met.
Obligation HighlightingHighlight text in contract body to create obligations with type, owner, due date.
Obligation TypesDeliverable, payment, compliance, reporting, other — each tracked independently.
PDF GenerationFilled placeholders + obligation highlights rendered as professional PDF.
Contract PrintingPrint-ready contract output with professional formatting.
Version-Aware ApprovalSelect which PDF version to attach when sending approval note.
"Next →" Zone NavigationAfter approval, popup to proceed to E-Stamp, Sign, or Repo seamlessly.
12
Features in E-Stamp Zone
"Legal stamp paper —
generated in seconds"
SHCIL Stamp GenerationLegal SHCIL-format stamp paper created via FPDF with unique serial number.
Auto PDF Merge (FPDI)Generated stamp paper auto-merged as page 1 of the contract PDF.
Wallet Auto-DeductionStamp duty deducted from digital wallet with full transaction log.
State-Wise ConfigurationJudicial, Non-Judicial, Notarized — configured per state.
Skip or StampFlexible workflow — proceed without stamping if not required.
Party Details CaptureFirst/second party names, addresses captured and carried forward.
Consideration ValueFinancial consideration amount recorded for the stamp.
Serial Number TrackingUnique stamp serial in ES-XXXXXXXX-YYYYMMDD format.
Upload or Receive from CZUpload PDF directly or auto-receive approved contract from Contract Zone.
PDF Preview + FormSplit view — PDF preview on left, stamp details form on right.
My Stamps ListingView all your stamped documents with status, serial, and amount tracking.
"Next →" to Sign or RepoAfter stamping, proceed to Sign Zone or directly to Repository.
14
Features in Sign Zone
"Three ways to sign —
all legally valid"
OTP Verification SigningEmail OTP sent, verified, signature applied. Full audit trail.
Hand-Drawn SignatureCanvas-based freehand drawing. Touch-friendly for mobile.
Upload Signature ImageUpload scanned signature PNG. Auto-placed on PDF at defined zone.
Signature Zone PlacementDrag-and-drop zones on PDF pages. Per-signer positioning and sizing.
Sequential SigningSigner 2 waits for signer 1. Enforced order with automatic progression.
Parallel SigningAll signers can sign simultaneously. No waiting, faster completion.
Token-Based Email LinksEach signer gets unique secure link. Sign without logging in.
FPDI Signature EmbeddingSignatures placed on PDF at exact coordinates. Final signed PDF generated.
4 Entry PointsDirect upload, from Contract Zone, from E-Stamp (stamped), or from E-Stamp (skipped).
Universal Document IdentityCarries contract_id, estamp_id, and all reference numbers through the chain.
Multi-Signer SupportAdd multiple signers with configurable order and signing method per person.
Document Activity LogEvery action logged — who signed, when, which method, from which IP.
Signed PDF GenerationFinal PDF with all signatures embedded, ready for download or archival.
"Next →" to Repo ZoneAfter all signatures complete, proceed to Repository for permanent archival.
22
Features in Repo Zone
"The permanent record —
nothing gets lost"
Cross-Zone Data SnapshotsFrozen JSON of placeholders, e-stamp, signing, review & approval data.
Placeholder SnapshotEvery contract field value captured at archival — immutable record.
E-Stamp SnapshotStamp details, serial, amounts, parties frozen from E-Stamp Zone.
Signing SnapshotSigner info, methods, timestamps frozen from Sign Zone.
Review SnapshotReview flow, levels, reviewers, decisions frozen from Contract Zone.
Approval SnapshotApproval flow, approvers, decisions, approval note reference frozen.
Health Score (0–100)Auto-calculated per document based on obligations, dates, completeness.
Automated Expiry AlertsCron-based warnings at 30, 14, 7, and 1 day before expiry.
Obligation Overdue AlertsAuto-detect overdue obligations and notify assigned owners.
Per-Obligation Alert ControlsStop alerts for specific obligations or entire documents individually.
Obligation TrackingAdd, edit, complete, waive obligations. Track by type, owner, due date.
11-Tab Master ViewDetails, Contract Fields, Review, Approval, E-Stamp, Signing, Obligations, Journey, Notes, Links, Versions.
Source Chain TrackingFull lifecycle path recorded: ["contract_zone","estamp_zone","sign_zone"].
Document HierarchyParent-child linking. Amendments linked to originals.
Version ControlAll PDF versions from all zones tracked with source labels.
Document CategorizationEmployment, NDA, vendor, lease, service, partnership, amendment, other.
Tag SystemCustom tags per document for search and filtering.
Key Dates TrackingStart, end, execution, and custom dates with calendar integration.
Favorites SystemStar important documents for quick access.
Access LoggingWho viewed what document, when — complete access audit.
Auto-Status ManagementDraft → pending → active → expired. Auto-calculated from dates.
Review & Confirm Before ArchiveVerify all details, fill missing fields before permanent archival.
15
Platform Features
"Enterprise controls —
for teams of any size"
Role-Based Access ControlSuper Admin, Legal Admin, Manager, User — granular permissions per zone.
Module Gating Per UserEach zone independently enabled/disabled per user via admin.
Multi-Company SupportMultiple companies on one platform. Cross-org template sharing.
Multi-Department SupportDepartments within companies. Department-based reviewer assignment.
Digital WalletBalance tracking, auto-deduction on stamping, full transaction history.
Unified DashboardZone-wise actionables, pipeline charts, donut charts, mini calendar with hyperlinks.
Activity LoggingComplete audit trail across all zones with timestamps and user info.
Email NotificationsPHPMailer-powered alerts for reviews, approvals, signing requests, expiry.
User ManagementCreate, edit, assign roles, companies, departments, and module access.
Granular PermissionsFine-grained permission system — control access at feature level.
Company & Dept AdminManage companies, departments, and their hierarchical structure.
Notification SystemIn-app notification bell with real-time alerts for pending actions.
Dashboard CalendarMonthly view with obligation due dates, repo expiry, key dates — all clickable.
Portfolio & Wallet WidgetsDashboard blocks showing contract portfolio health and wallet balance.
Quick Actions BarOne-click shortcuts to create contract, request, signing, or e-stamp.
Why PACTIFI.ai
How We Compare
Full contract lifecycle in one platform — no stitching together 4 different tools.
CapabilityPACTIFI.aiMelento (SignDesk)SpotDraftDocuSign
End-to-End CLM (Draft → Archive)✓ 4-Zone Architecture✓ Full CLM✓ Full CLMCLM add-on (extra cost)
E-Stamp Paper Procurement✓ Built-In SHCIL✓ Built-In eStamp✓ Vendor-Based✗ Not Available
Content Restrictions in Review✓ Clause-Level LockingClause Locking Available✗ Not Available✗ Not Available
Approval Note (5-Section PDF)✓ Auto-Generated✗ Not Available✗ Not Available✗ Not Available
Token-Based Email Approval✓ No Login Required✓ Email Workflows✓ Email Link✓ Email Link
Cross-Zone Data Snapshots✓ Frozen Audit per Zone✗ Not Available✗ Not Available✗ Not Available
Live Collaborative Review✓ Track Changes + Comments✓ Real-Time Negotiation✓ Word + BrowserComments Only
Digital Signing Methods✓ OTP + Draw + Upload✓ Aadhaar + OTP✓ Native E-Sign✓ OTP + Draw
Contract Health Score✓ Auto 0–100 Score✗ Not Available✗ Not Available✗ Not Available
Automated Expiry Alerts✓ Cron (30/14/7/1 day)Basic Reminders✓ Renewal AlertsBasic Reminders
Modular Zone Architecture✓ Use Any Combination✗ Monolithic✗ Monolithic✗ Monolithic
Obligation Tracking✓ Per-Clause with Alerts✓ Automated Alerts✓ Available✗ Not Available
Multi-Company & Department✓ Full SupportEnterprise TierEnterprise TierEnterprise Only
AI-Powered Features✓ AI Intelligence✓ AI Intelligence✓ AI Assist✓ AI Features
India-First Design✓✓✓✗ US-First
Starting PriceFrom ₹20/contractCustom PricingCustom Pricing$25/mo per user
This comparison is sourced from publicly available information and may not reflect the latest updates from each provider. For accurate and current details, please verify directly with the respective platforms.
Pricing
Pay Per Contract. Not Per Seat.
No monthly subscriptions. No per-user fees. You only pay when you actually process a contract — zone by zone.
Zone-Wise Pricing

Pick the Zones You Need

Each zone is priced independently. Use one, combine a few, or run the full lifecycle — costs add up only for what you use.

Contract Zone
₹60
per contract
Draft, review, approve — get the final executed document
  • Template-based or upload DOCX
  • Collaborative review with track changes
  • Content restrictions & edit lock
  • Multi-level approval flow
  • 5-section approval note PDF
  • Token-based email approval
E-Stamp Zone
₹30
+ govt stamp duty at actuals
Platform fee ₹30 per stamp. Govt duty charged separately based on state.
  • SHCIL-format stamp generation
  • Auto-merge as page 1 of PDF
  • State-wise stamp configuration
  • Wallet auto-deduction
  • Serial number tracking
  • Skip if not required
Available for India only
Sign Zone
₹20
per contract · unlimited signers
One flat fee covers all signers on that contract — no per-signer charges
  • OTP, hand-drawn, or upload sign
  • Unlimited signers per contract
  • Sequential or parallel signing
  • Token-based email sign links
  • Drag-and-drop zone placement
  • Signed PDF generation
Repo Zone
₹20
per document · lifetime storage
Store, track, and manage any document permanently with full audit
  • Cross-zone data snapshots
  • Health score & obligation tracking
  • Automated expiry alerts
  • 11-tab master view
  • Version control & hierarchy
  • Lifetime archival
Draft + Sign
₹80
per contract
ContractSign
Create, review, approve, and get it signed digitally. The most common workflow for standard agreements.
Full Lifecycle
₹130 + stamp duty
per contract · all 4 zones
ContractE-StampSignRepo
End-to-end: draft → stamp → sign → archive. The complete journey with permanent audit trail.
Complete lifecycle at ₹130 per contract
Sign + Archive
₹40
per document
SignRepo
Upload any existing document, get it signed, and store it permanently. Ideal for legacy contracts.
no subscription · no per-user fee · no minimum commitment · pay only when you process
0
Lifecycle Zones
0+
Features
0
Signing Methods
0%
Audit Coverage
Get In Touch

Ready to Transform Your Contract Management?

Whether you need a custom demo, enterprise pricing, or help understanding how the 4-zone architecture can streamline your legal workflows — we're here.

info@kredo.in
+91 95382 70572
Bengaluru, Karnataka, India
4
Zones
90+
Features
24hr
Support
Ready to Manage Contracts End-to-End?
From draft to repository — PACTIFI.ai handles the entire lifecycle. Start in minutes.
Get In TouchRequest Demo